I Pay $360/Month for AI vs Using It All for Free

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Two AIs. One paid stack. One free stack.

Both get the job done.

$120/mo for GPT gets you reliability + long context. DeepSeek locally? Free, unlimited, no rate limits.

Gemini Pro for video and image gen. Stable Diffusion locally does the same thing, free, fully customizable.

Cursor for building full apps. Olama + VS Code runs offline for $0.

Speed costs money. Capability doesn't have to.

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